Terms & Conditions

Welcome to Cashflow Consultants! By accessing or using our website, booking services, or becoming a client, you agree to be bound by the following Terms and Conditions. Please read them carefully. If you do not agree with these Terms and Conditions, you must refrain from using our website or services.

1. General Terms

These Terms and Conditions govern your use of the Cashflow Consultants website, services, and products, which include but are not limited to bookkeeping, credit repair, tax preparation, payroll services, and business startup assistance. We reserve the right to modify, update, or change these Terms at any time, with any changes taking effect immediately upon posting. By continuing to use our services after such changes, you agree to be bound by the updated Terms.

2. Services Provided

Cashflow Consultants offers a range of financial services to individuals and businesses, including:

Bookkeeping and accounting services
Tax preparation and filing
Payroll services
Credit repair
Business startup assistance, including filing articles of organization, obtaining an EIN, setting up business credit, and more

We make no guarantee that the results of our services will meet your specific financial objectives or expectations, as success is dependent on various factors outside of our control.

3. Use of Our Website

When using our website, you agree to:

Provide accurate, current, and complete information as required by forms or registrations.
Keep your account information, including login credentials, secure and confidential.
Use our website in compliance with all applicable laws and regulations.

We reserve the right to suspend or terminate your access to our website and services if you violate these terms.

4. Payments and Billing

By booking services or subscribing to a membership, you agree to pay all fees as outlined during the registration or booking process. This includes:

Service Fees: Charges for the services provided (e.g., credit repair, tax preparation) as detailed at the time of booking or agreement.
Membership Fees: For ongoing services such as the Credit Boost Club, you agree to the recurring payment structure, including a $99 setup fee and $75 monthly fee for a six-month term.

Payment Methods: We accept payments through credit or debit cards. All fees are billed automatically to the card you provide. Payment is due at the time of service or according to the payment schedule.

Late Payments: If your payment is not received by the due date, your account may be suspended until payment is received. You will remain responsible for any outstanding balances.

5. Refund and Cancellation Policy

Refunds: All service fees are non-refundable once payment is processed, except as specified in the cancellation policy below.

Cancellation: You can cancel your membership or service at any time. For memberships, we require at least 7 days’ notice prior to your next payment to avoid being billed for the following month. For services, cancellations must be made within a reasonable time to avoid incurring charges for scheduled work or services.

For a more detailed explanation of our cancellation policy, please refer to the specific section in our Credit Boost Club Membership Policy or other service-specific documents.

6. Privacy and Confidentiality

We are committed to safeguarding your privacy and maintaining the confidentiality of your personal and business information. Please refer to our Privacy Policy for a detailed explanation of how we collect, use, store, and protect your data.

By using our services, you consent to our collection and use of your information as outlined in our Privacy Policy.

7. Client Responsibilities

As a client, you agree to:

Provide accurate and complete information necessary for the successful delivery of services.
Cooperate with our team in a timely manner and provide all relevant documents and information needed for services like tax preparation or credit repair.
Understand that while we provide expert services, the success of credit repair, tax filing, and other financial outcomes is dependent on multiple factors, some of which are beyond our control.

8. Limitations of Liability

To the fullest extent permitted by law, Cashflow Consultants is not liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of our services or website, including but not limited to loss of profits, loss of data, or business interruptions. Our liability is limited to the amount paid by you for the services provided.

9. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by Cashflow Consultants. We are not responsible for the content, privacy policies, or practices of third-party websites. We encourage you to review the privacy policies and terms of use of any third-party sites before engaging with them.

10. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the State of Michigan. Any disputes arising from these Terms will be subject to the exclusive jurisdiction of the courts located in Michigan.

11. Dispute Resolution

Any dispute, claim, or controversy arising out of or relating to these Terms and Conditions or the services provided by Cashflow Consultants shall be resolved through binding arbitration, rather than in court, except for claims that may be pursued in small claims court. Arbitration will be conducted by a neutral third party in Michigan, and the decision of the arbitrator will be final.

12. Intellectual Property

All content on the Cashflow Consultants website, including logos, designs, text, images, and other materials, is owned by or licensed to Cashflow Consultants and is protected by copyright, trademark, and other intellectual property laws. You may not use any content from our website without prior written consent.

13. Termination

We reserve the right to suspend or terminate your access to our website or services at any time, with or without notice, if you violate these Terms and Conditions. Upon termination, you will remain responsible for any fees or charges incurred prior to the termination date.

14. Contact Information

If you have any questions, concerns, or need assistance with our Terms and Conditions, please contact us at:

Cashflow Consultants
Email: agarrett@cfconsultation.com
Phone: 313-939-0846
Website: cfconsultation.com
Address: 19411 W Mcnichols

Detroit MI, 49219

These Terms and Conditions are designed to protect both you and Cashflow Consultants, ensuring a clear understanding of your rights and responsibilities when engaging with our services. Please read these terms carefully, and feel free to contact us with any questions or concerns.