Privacy Policy

At Cashflow Consultants, we value the trust you place in us when using our services and visiting our website. Your privacy is important to us, and we are committed to safeguarding the personal and financial information you share with us. This Privacy Policy explains how we collect, use, disclose, and protect your information. By using our website or engaging with our services, you agree to the terms outlined in this policy.

1. Information We Collect

We collect information that is necessary for providing you with high-quality services and managing your account. The types of information we may collect include:

Personal Information: Full name, address, phone number, email address.
Business Information: Business name, EIN (Employer Identification Number), business address, financial statements, and other relevant data for accounting, bookkeeping, and tax preparation services.
Payment Information: Credit/debit card details, billing address, and other payment-related information for processing payments securely.
Usage Information: Information regarding your interaction with our website, such as IP address, browser type, and pages visited. We use this to improve the user experience and monitor website performance.

2. How We Use Your Information

We use the information we collect to provide and improve our services, including but not limited to:

Providing Services: To fulfill the services you’ve requested (e.g., bookkeeping, credit repair, tax preparation, payroll, and business startup services).
Payment Processing: To process payments and manage billing for our services.
Communication: To send you service-related updates, appointment reminders, invoices, and marketing materials (if you've opted in).
Improvement of Services: To enhance the functionality of our website and the quality of our services.
Compliance: To comply with legal, regulatory, and contractual requirements, including maintaining accurate financial records and tax filings.

3. How We Protect Your Information

We implement a variety of security measures to maintain the safety of your personal and financial information:

Encryption: Your personal and payment information is encrypted during transmission using SSL (Secure Socket Layer) technology.
Secure Storage: We store sensitive data in secure systems with access restricted to authorized personnel only.
Third-Party Security: If we share your information with third-party vendors (e.g., payment processors), they are required to uphold the same level of privacy and security for your data.
Regular Audits: We conduct regular security audits to ensure our data protection measures remain effective.

4. Sharing Your Information

We will not sell, trade, or rent your personal information to third parties. However, we may share your data in the following circumstances:

Service Providers: We may share information with trusted third-party vendors who assist us in providing our services (e.g., payment processors, cloud storage providers, or tax filing services). These providers are contractually obligated to keep your data confidential.
Legal Compliance: We may disclose your information if required by law or to comply with a legal obligation, such as responding to subpoenas, court orders, or other legal processes.
Business Transfers: In the event of a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction. You will be notified of such changes in advance.

5. Cookies and Tracking Technologies

Our website uses cookies and other tracking technologies to improve your experience. These may include:

Cookies: Small files stored on your device that help us enhance site functionality, analyze traffic, and remember your preferences.
Analytics: We use analytics tools (such as Google Analytics) to understand website traffic and user behavior. These tools collect anonymized data that helps us improve our site.

You can control cookie settings through your browser. However, please note that disabling cookies may affect some website functionalities.

6. Your Rights and Choices

As a user, you have the following rights regarding your personal information:

Access: You may request a copy of the personal information we hold about you.
Correction: You can ask us to correct any inaccuracies in the information we hold about you.
Deletion: You may request that we delete your personal information, subject to legal and contractual obligations (e.g., tax or business records).
Opt-Out: You can opt-out of receiving marketing communications by following the unsubscribe instructions in our emails or contacting us directly.

To exercise any of these rights, please contact us at the contact information provided below.

7. Data Retention

We retain your information for as long as necessary to fulfill the purposes outlined in this Privacy Policy, including for legal, tax, accounting, or business-related purposes. If you wish to have your information removed or deleted, please contact us, and we will comply to the extent required by law.

8. Children’s Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect or solicit personal information from children under 18. If we learn that we have collected such information, we will take steps to delete it as soon as possible.

9. Changes to This Privacy Policy

We reserve the right to update or modify this Privacy Policy at any time. Any changes will be reflected on this page, and the updated policy will take effect immediately upon posting. We encourage you to review this policy periodically to stay informed about how we are protecting your information.

10. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy, please contact us:

Cashflow Consultants
Email: agarrett@cfconsultation.com
Phone: 313-939-0846
Website: cfconsultation.com
Address: 19411 W Mcnichols

Detroit MI, 48219